Michael Tomren

Striving to achieve your dreams takes effort and energy which leaves very little time for wealth management. Michael Tomren and his team can take that responsibility off your hands while helping you strive to achieve your goals. Our independence and proactive management is all about helping you save time and worry. We are convinced that you will enjoy our personalized approach to wealth accumulation, wealth preservation and wealth distribution. Please contact us for a no-obligation initial consultation to see our personal approach for yourself.

Our firm provides advice in the following areas:

* Financial Plans for Accumulation of Wealth

* Financial Plans for Retirement Income Planning

* Mutual Funds,  ETF's, UIT's and Stock

* Insurance including Term, Universal and Whole Life

* IRA accounts and 401k Rollover

* Annuities including Fixed Annuity & Variable Annuity types

* Wealth Preservation and Asset Transfer to your heirs

 

Area of Specialty: 

Michael Tomren is an expert in the area of AT&T employee and retirement benefits and many other services relating to AT&T pension plan, AT&T 401k, AT&T rollover and the AT&T health plan. This includes SBC, PacBell, Legacy T, Qwest and Amdocs plans.

 

Michael Tomren, FSC Securities Corporation and The Retirement Group are not affiliated, endorsed nor employed by  the companies listed here which includes but is not limited to  AT&T, AT&T Pension Plan, AT&T 401k, AT&T rollover, AT&T Health plan, SBC, PacBell, Legacy T, Qwest and Amdocs plan.  Michael Tomren is an independent financial advisor that specializes in retirement transition planning.

 
Calculators

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

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Newsletters

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

How Interest Rates Can Influence Financial Decisions

The Federal Reserve has relied on its control of short-term interest rates to influence economic activity. Adjusting interest rates might seem to be an overly simple solution for steering the world's most powerful economy, but few mechanisms can influence behavior more effectively than interest rates.

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